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Conversation questions

Money Conversation Questions (B1–C1)

Saving, spending, pocket money and what money can't buy.

Age
Ages 13+
Level
B1–C1
Skill
Speaking
Format
Teacher guide

Warm-up

In pairs, imagine you each have a small sum to spend on one afternoon of fun. Plan how you'd spend it, then compare plans and choose the better one.

Pick a question

B1 · 1 of 12

What was the first thing you bought with your own money?

2-minute timer

All 12 questions

Questions marked Adults are hidden in the teen view.

B1

  1. What was the first thing you bought with your own money?
  2. Are you more of a saver or a spender? Give an example.
  3. What's something you think is worth spending more money on?
  4. How do you usually pay for things: cash, card or phone? Why?

B2

  1. Should children get pocket money, and should they have to earn it?
  2. What are the pros and cons of a world without cash?
  3. Is it ever worth borrowing money to buy something now rather than saving up for it? Why?
  4. Is it better to rent a home or try to buy one? What are the main factors?Adults

C1

  1. Can money buy happiness, or can it only remove some of the reasons for being unhappy?
  2. Should managing money be taught at school, and what should such a course include?
  3. How are 'buy now, pay later' services changing the way people think about debt?
  4. Would it be a good idea for colleagues to talk openly about their salaries? What might change?Adults

Wrap-up

In groups, write five money tips for a teenager getting their first bank card. Present them and agree on the single most important tip.

Printable question cards

Twelve cut-out cards with the level on each, plus the phrases and vocabulary.